Skip to main content
Daw Khin Nyein in Myanmar

Strengthening farmers' resilience through revolving funds in Myanmar

Farmers in conflict-affected and disaster-prone areas of Myanmar face rising production costs, limited access to finance and repeated climate shocks. To address these challenges, ZOA supports community-managed revolving funds that provide small, low-risk loans for agricultural and livestock production.

By improving access to affordable finance, farmers can invest in their livelihoods without relying on high-interest informal loans. Once the loans are repaid after harvest, the funds become available to support other community members, creating a sustainable system that strengthens both livelihoods and long-term resilience.

Community-led recovery

Managed by local farmer groups, revolving funds promote community ownership, transparency and collaboration. They help farmers invest in seeds, livestock, tools and other essential inputs, while strengthening local organisations and improving financial resilience. As communities continue to recover from conflict and disasters, this approach provides a practical and sustainable way to support agricultural production and long-term recovery.

For more details, read the full paper below: